Confident Money Moves, Clearly Made

Privacy Policy

Last updated — January 2026

Mortgage Pine Crest ("we", "our", "us") provides loan, insurance, digital payment, investment, home warranty and debt relief services. This policy explains what personal and financial information we collect, why we collect it, and how it is protected when you use our website or apply for a product.

Information we collect

When you request a quote, apply for a product, or subscribe to our newsletter, we may collect your name, contact details, income and employment information, government-issued identification numbers, credit history, and details of the accounts or property relevant to your application.

How we use your information

• To evaluate and process applications for loans, insurance, investment accounts, home warranty plans and debt relief programs.
• To verify identity and comply with applicable state and federal financial regulations.
• To service your account, respond to inquiries, and send required disclosures.
• To send newsletter content, provided you have opted in, which you may unsubscribe from at any time.

Sharing of information

We share information with underwriters, credit bureaus, payment processors and regulators only as needed to deliver the product you have requested, or where required by law. We do not sell personal financial information to unrelated third parties for their own marketing use.

Data security

Financial data is encrypted in transit and at rest, and access is limited to personnel who need it to service your account. No online system is completely secure, and we encourage clients to safeguard their own login credentials.

Your choices

You may request a copy of the personal information we hold about you, ask us to correct inaccuracies, or withdraw newsletter consent at any time by contacting info@mortgagepinecrest.info. Certain records must be retained for periods required by financial regulation, even after a relationship ends.

Cookies

Our site uses essential cookies to operate securely and optional analytics cookies to understand how visitors use our services. You can control cookie preferences through your browser settings.

Contact

Questions about this policy can be sent to info@mortgagepinecrest.info or mailed to 136 Madison Avenue, New York City, NY 10016.

Terms & Conditions

Last updated — January 2026

These terms govern your use of the Mortgage Pine Crest website and any loan, insurance, digital payment, investment, home warranty or debt relief service arranged through Mortgage Pine Crest. By using this site or submitting an application, you agree to the terms below.

Eligibility

You must be at least 18 years of age and a legal resident of the state in which you are applying. Product availability, rates and terms vary by state and are subject to applicable licensing and regulatory approval.

No guarantee of approval

Submitting an application or request for a quote does not guarantee approval for any loan, insurance policy, investment account, home warranty plan or debt relief program. Final terms are determined by underwriting, credit review, and the relevant product provider.

Investment products

Investment products offered or referenced through Mortgage Pine Crest, including mutual funds, gold, equities and digital currency, are not deposits, are not insured, and carry risk of loss including loss of principal. Past performance does not guarantee future results.

Insurance and warranty disclosures

Insurance policies and home warranty plans are subject to the terms, conditions, exclusions and limits set out in the applicable policy or contract document, which controls in the event of any conflict with marketing materials on this site.

Debt relief programs

Debt consolidation, settlement and bankruptcy guidance services do not eliminate debt automatically and outcomes vary by individual circumstance. Enrollment may temporarily affect your credit standing.

Fees

Any fee applicable to a specific product will be disclosed in writing before you are obligated to proceed. Rate quotes shown on this site are illustrative and subject to change based on creditworthiness, market conditions and applicable state regulation.

Limitation of liability

Mortgage Pine Crest is not liable for indirect or consequential damages arising from use of this website or delays in third-party underwriting, claims processing or fund transfers, except as required by applicable law.

Governing law

These terms are governed by the laws of the state of New York and applicable federal financial regulation, without regard to conflict of law principles.

Contact

Questions about these terms can be sent to info@mortgagepinecrest.info or mailed to 136 Madison Avenue, New York City, NY 10016.